Practicing Frugality

I'm not sure why this is.  According the the Yahoo article I just read, our nation is in turmoil.  Yet my husband has a good paying job with tremendous job security, we're living within our means, and we're going to try and get a land contract on a nice little house in a decent working class neighborhood in the next few weeks.  I personally do not feel like we're in turmoil.  I actually feel pretty secure.

Here's how we do it:  

1)  One vehicle that we don't have payments on, and which is old enough we don't need to carry full coverage insurance on it.  Liability insurance alone is $56/mo.

2)  Basic cable service plus internet service.  I would love to ditch the cable tv but can't quite justify it on account of Ba'al's mental health.

3)  Our grocery budget is under $150/mo for three adults and one baby.  I shop the bargain grocery stores first, use ethnic stores for "unusual" ingredients, and buy dry goods in bulk.

4)  Everything possible, I make at home.  I can clean my house in its entirety, wash dishes, do laundry, and keep our bodies clean with cornstarch, baking soda, vinegar, and a few other basic household things I buy anyway.

5)  We buy almost nothing prepared.  95% of meals in this house are made completely from scratch, including the bread.

6)  We eat out twice a month and usually for lunch.  Lunch menus are *always* cheaper.

7)  The last movie we went to was in August, at the budget theater where a ticket is $1.50.

Yes it's stingy.  But we like it this way and we feel pretty confident about surviving and living well while doing it.